Solution
Connect Fragmented Systems
We review how the service is performing with the people closest to the operation, then use that insight to decide where change will have the most value.
Explore Connect Fragmented SystemsSystems iO product
PolicyLayer
From submission to bind in one controlled environment.
Turn emails and documents into structured underwriting work. PolicyLayer combines AI-assisted intake, risk review, governed terms and document generation in one workbench.
Ingest emails and documents with AI-assisted extraction.
Review source evidence, resolve conflicts and progress underwriting.
Agree terms, generate documents and move through quote and bind.
From submission to policy, with the detail connected.
PolicyLayer gives underwriters and operations teams one place to manage submissions, assess risk, agree terms and produce quotes, policies and invoices. AI-assisted intake reduces rekeying, while source-linked review keeps the original evidence close to every decision.
Move work forward with clear ownership, referrals and approvals. Product configuration, versioned templates and a governed wording library keep the work consistent as your portfolio grows.
Product capabilities
Built around the work
Extract submission data from emails and PDFs with AI, bringing broker information into a structured review queue.
Review extracted fields against their source evidence, with confidence indicators and explicit handling of missing or conflicting information.
Manage underwriting tasks, referrals and approvals through a controlled submission-to-bind workflow.
Build terms from governed wordings, clauses, endorsements and exclusions, with version history and product-specific configuration.
Generate quotes, policy documents and invoices from versioned Word templates, with document previews and retained input snapshots.
Keep correspondence, tasks and audit history with the case, supported by role-based access and Microsoft sign-in.
Connected to your systems
Connect Microsoft 365 correspondence with underwriting work and bring policy administration data into the workbench. PolicyLayer helps structured data flow through review, terms and document production, reducing repeated entry between teams and systems.
AI that supports underwriting judgement
PolicyLayer turns unstructured submission material into reviewable data. Underwriters can inspect the source, assess extraction confidence and resolve competing values before information becomes part of the case.
That creates a stronger starting point for risk assessment: less time reconstructing a submission, more time on the decisions that matter.
Consistent terms. Reproducible documents.
Manage product definitions, wordings and document templates centrally. Quote versions and retained generation snapshots connect each output to the data and template used to produce it.
Tasks, approvals and audit history keep responsibilities and decisions visible throughout the workflow.
A product that fits your operation
Use PolicyLayer independently or connect it to your wider underwriting estate. Systems iO configures the product around your products, documents and workflows, with integration and ongoing support available.
You can even use PolicyLayer as the starting point for a more bespoke product, giving you full control of the features and roadmap.
Explore
Connected thinking. Relevant evidence.
Industry
Insurance
From submissions and underwriting through to policy servicing and claims, we build and connect the systems that keep insurance moving.
Explore InsuranceIndustry
Underwriting & MGA
Connect submission intake, risk information, underwriting judgement and policy operations.
Explore Underwriting & MGAIndustry
Policy & Document Operations
We turn agreed terms into accurate policy records and documents, with clear checks and traceability built in.
Explore Policy & Document OperationsClient story
Tysers
Digitised broking processes delivered an estimated 5% efficiency saving across a 200-person operations team.
Read the Tysers storyStart with your operation
See how it fits your business.
Explore the product in the context of your people, processes and existing systems.
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